An excess is the amount you have to pay in the event of a claim on your insurance policy. Generally, the larger your excess, the lower your insurance premium. Our excess insurance protects this excess amount in the event of a claim.

1. Your claim must first be paid by your insurer
2. the amount claimed must be for more than the excess on the insurance policy
3. We will then refund you the excess amount

You can make multiple claims up to the excess limit that you have selected. Choose the level of excess cover below that is at least equal to the highest excess on one of your insurance policies.

We cover the excesses on the following insurance products: home, car, health, travel, boat and pet.

We offer a range of excess cover, with annual premiums starting from as little as £39.

Excess cover
Cover	Bronze	Silver	Gold	Platinum
Excess covered	£250	£500	£750	£1000
Cost	£39	£59	£75	£105