Details and documents - Dinghy insurance

At Towergate Mardon we understand that sailors use their dinghies and multi hulls for different purposes, which is why our insurance4dinghies product lets you choose and pay for the level of dinghy insurance cover which best suits how you use your craft.

If you don’t use your dinghy or multi hull for racing, you can opt for our cheaper and more basic Bronze package. If you do race, but only at club level, you can choose our mid-range Silver package, which offers racing risks cover but at a mid-range price. And, if you’re really into sailing and attend open meetings, nationals and European or World Championships, we offer full racing risks cover under our Gold package.

Key features of our dinghy insurance and multi hull insurance	Bronze	Silver	Gold
Cover for racing at open meetings, nationals and European championships
Refund of entry fee if the open meeting is abandoned due to poor wind conditions
Cover for racing at club level
Personal belongings cover of up to £350
'New for old' for mast and sails
Cover for use in the inland and coastal waters of the UK and Europe (up to 30 days)
£3 million third party liability
Personal accident, accidental death or injury cover of up to £10,000
Transit cover included
Option to purchase legal expenses cover of up to £100,000 for only £5!
Access to a nationwide network of repairers

You can choose a 6 or 12 month policy and if you’re a member of a class association or sailing club who partners with us, you can benefit from a 10% discount!

Plus you will receive an instant decision regarding your dinghy insurance claim over the phone and have access to a network of nationwide repairers

We have provided dinghy insurance for over 30 years and our dinghy insurance specialist, John Tuckwelll, races in various multi hull classes and is extremely knowledgeable about all aspects of Dinghy sailing and dinghy racing.

Documents

• Summary of cover (269 kb)
  A two-page summary of the main areas covered under the policy.

• Policy wording (643 kb)
  The cover provided under the policy in its entirety.

• Wind condition cover - terms and conditions (76 kb)
  The wind condition cover provided under the policy in its entirety.

• Terms of business (184 kb)
  A summary of how we manage our business transactions.

For more information on this dinghy insurance policy please go to the frequently asked questions section.