FAQs - Dinghy insurance
Here are some of the questions we are often asked. If you can’t
find the answer to your question, please call us and talk to
our helpful, RYA trained team.
Am I covered for racing?
Yes, if you opt for our Gold cover you will
be covered for racing at club events, Open Meetings and
National, European and World Championship events. If you choose our
Silver cover, you will be covered for racing at club level.
Is there a deduction if the mast is
broken?
We will only deduct the policy excess. In
the event of the mast being broken then we would look to settle the
full cost of the replacement mast lass the policy excess.
Can I leave my boat at the club?
Our policy will cover your boat while it
was left at the club, providing that arrangements have been made to
secure the boat. Any equipment that can be removed, such as sails,
rudders and any other equipment should be kept in secure storage.
If the trailer is secured with an approved wheel clamp or ball
hitch then cover would still be extended while the boat is stored
at the sailing club
Are my personal belongings covered?
Yes, we provide cover for personal
belongings of up to £350.
What additional involvement do you have
within the sport; are you involved with any Olympic hopefuls?
We are active within the sailing community
and provide support to various class associations with regard to
the national Championships. In addition we provide support to young
Olympic hopefuls who are tipped for metals in the 2012 London
Games.
I only use my dinghy at my sailing club and I
don’t race. What cover is best for me?
If you don’t race at all, we recommend you
choose our Bronze cover. This provides a lower level of cover at a
lower premium and is more suited to your needs.
I would like to purchase the additional legal
expenses cover for £5. How do I do this?
You can add this at the outset;
alternatively you can contact online, or call us, to add this
section to your policy.
What payment options do you offer?
We offer payment by credit or debit card;
direct debit is not available for this policy.
For more information on this dinghy
insurance policy please go to the details and documents section.