Jetski and personal watercraft insurance

  • Assumptions

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Assumptions about you and your Personal watercraft

These are the assumptions we have made to make the quoting process easier for you to perform. You don’t have to confirm your acceptance to them now, you’ll be asked to do this when you have received your quotation, but we wanted to point them out to you now.

You:

  • Are resident(s) (or where a Limited company the directors are resident in and the company has a
    registered address) in the United Kingdom, Channel Islands or IOM and have been for more than 1 year
  • Have not had more than 2 accidents or losses in the past 5 years in connection with any craft you have
    used or owned, and the total amount claimed or lost did not exceeded £1,000,
  • Have not been convicted of any offence other than minor motoring offences (speeding or parking offences)
  • Have not been refused or declined insurance, or had increased premiums or special terms imposed
  • And your craft are permanently located within the United Kingdom

Your Personal watercraft:

  • Is a Sit On model only
  • Is used for private and pleasure purposes only
  • Will not be operated by a person under 21 unless agreed by us
  • Is kept ashore when not in use
  • When at its permanent place of storage it must be kept in a locked building and secured to the trailer by
    steel chain or multi-strand stainless steel wire cable which should be fitted with a hardened steel close
    shackled padlock
  • When not at its permanent place of storage it must be securely locked to an appropriate immoveable object
    and secured by a wheel clamp or securely locked to the road vehicle
  • Will not tow Air chairs or any inflatable toy that carries more than two people
  • Will not be used for stunt, surf racing or white water use
  • Will not be used in any area from which PWC's have been specifically excluded by any local authority
  • Is used only in inland and coastal waters of the United Kingdom (not more than 12 miles offshore) and
    inland and coastal waters of Europe (not more than 5 miles offshore and for a period not exceeding 30
    days
  • Is not more than 15 years old

If you think you may not meet the above criteria please call us on 0800 515 629 or email mardon@towergate.co.uk. We will do our best to accommodate your needs.

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If you do meet the above criteria please continue to get a quote.