

Assumptions about you and your Personal watercraft
These are the assumptions we have made to make the quoting
process easier for you to perform. You don’t have to confirm your
acceptance to them now, you’ll be asked to do this when you have
received your quotation, but we wanted to point them out to you
now.
You:
- Are resident(s) (or where a Limited company the directors are
resident in and the company has a
registered address) in the United Kingdom, Channel Islands or IOM
and have been for more than 1 year
- Have not had more than 2 accidents or losses in the past 5
years in connection with any craft you have
used or owned, and the total amount claimed or lost did not
exceeded £1,000,
- Have not been convicted of any offence other than minor
motoring offences (speeding or parking offences)
- Have not been refused or declined insurance, or had increased
premiums or special terms imposed
- And your craft are permanently located within the United
Kingdom
Your Personal watercraft:
- Is a Sit On model only
- Is used for private and pleasure purposes only
- Will not be operated by a person under 21 unless agreed by
us
- Is kept ashore when not in use
- When at its permanent place of storage it must be kept in a
locked building and secured to the trailer by
steel chain or multi-strand stainless steel wire cable which should
be fitted with a hardened steel close
shackled padlock
- When not at its permanent place of storage it must be securely
locked to an appropriate immoveable object
and secured by a wheel clamp or securely locked to the road
vehicle
- Will not tow Air chairs or any inflatable toy that carries more
than two people
- Will not be used for stunt, surf racing or white water use
- Will not be used in any area from which PWC's have been
specifically excluded by any local authority
- Is used only in inland and coastal waters of the United Kingdom
(not more than 12 miles offshore) and
inland and coastal waters of Europe (not more than 5 miles offshore
and for a period not exceeding 30
days
- Is not more than 15 years old
If you think you may not meet the above criteria please call us
on 0800 515 629 or email mardon@towergate.co.uk.
We will do our best to accommodate your needs.

If you do meet the above criteria please continue to get a
quote.