FAQ - RIB insurance and rigid inflatable boat insurance
Here are some of the questions we are often asked about
RIB insurance. If
you can’t find the answer to your question, please call us and talk
to our helpful, RYA trained team.
Is the tube covered against punctures?
Yes, if the cause is accidental and not
through wear and tear.
Am I covered to tow my RIB behind my
car?
If your RIB is less than 30 feet (9 metres)
in length, normal policy cover will apply. You must observe
security conditions if the craft is left unattended on a journey.
Damage or injury to other persons when the boat is attached is
covered by the insurance of the towing vehicle. Please notify us if
you require transit cover for craft over 30 feet.
My policy says I am covered to use my RIB in
UK coastal waters. How far offshore can I go?
You are covered to the 12 mile limit.
However you can be more than 12 miles offshore if you are
travelling between two points on the mainland.
Does my outboard need a lock?
Yes, in order for theft to be covered your
outboard needs to be secured to the transom by a locking
device.
My craft is fitted with a "kill cord" should
I use it all the time?
Yes. You will have no cover if you fail to
attach your kill cord. Serious injury can be avoided if the engine
can be cut if the occupants are thrown from the craft.
For more information on this policy please go to the details
and documents section.