Tips and advice - RIB insurance and rigid inflatable boat insurance

Towergate Mardon has been providing boat insurance for over a quarter of a century, so we are well placed to advise on how to help reduce the risk of claims and provide tips for trouble free boating.

Here are some key tips:

General tips for Rigid inflatable

• Check your Rigid inflatable’s engine and fuel before every trip
• Tell others where you are going
• Carry communication equipment – regularly check that the equipment is working
• Make regular checks on tides and weather. Conditions can change rapidly
• Carry buoyancy aids on your Rigid Inflatable
• Make sure your Rigid inflatable is well maintained and its’ engine is serviced regularly
• Carry flares and notify someone of your expected return time when putting out to sea
• Wear engine cut off lanyards, when fitted
• Lock outboard motors to the transom
• If possible and applicable store your Rigid inflatable in a secure building and avoid remote locations
• Mark your and trailer, preferable with electronic system such as Datatag. Also mark your possession on board

Ropes and Rigging tips for Rigid inflatable

• Change worn ropes especially at points of contact and friction
• Check for signs of any UV degradation especially if the core of the rope is exposed

Machinery and engine controls tips for Rigid inflatables

• Ensure that the propeller locking pin is not corroded by ensuring that adequate cathodic protection is provided which also needs routine maintenance
• Inspect and replace stiff, worn and corroded engine and steering controls as part of routine maintenance. Lubricate and ensure free running
• During laid up periods safeguard the engine as per the manufactures instructions and drain down cooling systems

For more information on this policy please go to the details and documents section.