FAQs - Sport boat insurance
Here are some of the questions we are often asked. If you can’t
find the answer to your question, please call us and talk to our
helpful, RYA trained team.
My policy has an excess, does it increase if
I damage my boats’ underwater stern gear?
No, the excess shown on your policy is the
maximum you will have to pay.
Do I need a specific wheel clamp for my
trailer?
Your marine dealer or chandler should be
able to recommend a secure product. We do not insist on specific
manufacturers, but it should be a recognised make, preferably with
a “Sold Secure” logo.
I have a second home in Spain. Can I leave my
boat there all year round?
As long as you tell us and we are happy
with the security arrangements, it will be covered. We would
normally charge an increased premium.
Am I covered to tow my boat behind my
car?
If your boat is less than 30 feet (9
metres) in length, normal policy cover will apply. You must observe
security conditions if the craft is left unattended on a journey.
Damage or injury to other persons when the boat is attached is
covered by the insurance of the towing vehicle. Please notify us if
you require transit cover for craft over 30 feet.
Can I tow water-skiers?
If you intend to tow skiers make sure you
have taken the option for water-skiers liability. This will cover
the third party liability to, and of, skiers being towed behind
your boat. It would also include wakeboards and inflatable toys up
to 2 person capacity.
For more information on this sports
boat insurance policy please go to the details and
documents section.
